Privacy Policy

At TM Lending, we prioritize the privacy and security of our clients’ personal information. This Privacy Policy is designed to inform you about the types of personal data we collect, how we use it, who has access to it, and the rights of users of our website (“Site”). Our commitment is to provide transparency and compliance with data protection laws.

Consent

By using our Site, you agree to the terms outlined in this Privacy Policy. You consent to the collection, use, and retention of your personal data as described herein.

Personal Data We Collect

We collect only the personal data necessary to fulfill the purposes outlined in this Privacy Policy. No additional data will be collected without notifying you beforehand.

Data Collected Automatically

When you access our Site, certain information is collected automatically. This may include details such as your location, device type, browsing activity, and the links you click. This data helps us analyze site performance and enhance the user experience.

Data Collected Manually

In addition to the data collected automatically, we may collect personal information that you voluntarily provide. This can include your name, email address, phone number, and any other details required when filling out forms or engaging with our services on the Site.

How We Use Personal Data

The data collected on our Site is used exclusively for the purposes stated in this Privacy Policy or as indicated on the relevant pages of the Site. Automatically collected data is typically used for analytics and performance improvement. Personal data provided directly by you is used for purposes such as customer management, communication, and where applicable, for digital marketing. We do not use your data for any other purposes unless explicitly stated.

Who Has Access to Your Personal Data

Your personal data may be accessed by TM Lending employees who require it to perform their duties in line with this Privacy Policy. Additionally, trusted third-party service providers may be granted limited access to your data to assist with functions such as advertising, marketing, or website improvements. All third parties are bound by confidentiality and legal obligations to protect your personal information.

Other Disclosures

We do not sell or share your personal data with any third parties, except in certain cases such as complying with legal requirements, being involved in legal proceedings, or protecting our legal rights. Should TM Lending undergo a business transaction such as a merger or sale, your data may be transferred to the new owner or buyer as part of that transaction. If you follow links to third-party websites from our Site, we are not responsible for their privacy policies or practices.

Data Retention

We retain your personal data only for as long as necessary to fulfill the purpose for which it was collected. Once the data is no longer required, it will be securely deleted or anonymized.

Data Security

TM Lending takes the security of your personal information very seriously. We use strong encryption and store data on secure servers to safeguard it against unauthorized access. Access to your data is limited to authorized personnel bound by confidentiality agreements. While we take all reasonable measures to protect your information, we cannot guarantee absolute security, as no method of transmission over the internet is entirely secure.